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How do I get a Lending Club loan?

Applying for a loan through Lending Club is fast, easy, and confidential. Start at www.lendingclub.com, where you can check your rate in just minutes without affecting your credit score.

If you qualify, you'll receive multiple loan offers. Select the one you like best and complete the online application form and verification process.

Next, watch as investors commit to supporting your loan, and celebrate when your loan proceeds are automatically deposited into your bank account—it's that easy. Click here to apply for a loan.

See full legal explanation below.
Applying for a loan through Lending Club is fast, easy, and confidential. Please note that all applications must be completed online. The process is the following:

  • Apply online via the Lending Club Website – you can check your rate in just minutes without impacting your credit score.
  • If you qualify, you will instantly be presented with multiple loan offers.
  • Select the offer that best fits your needs and complete the online application form.
  • After you submit your application, investors back your loan. Investors will never learn personally identifiable information about you or contact you directly.
  • Your completed application will be reviewed by our application verification team. During this review you may be asked to submit documentation, such as recent pay stubs or bank statements to support your application.

You will also receive instructions to guide you through the email verification process. Once your loan request is approved and funded, your loan proceeds will be automatically deposited in your verified bank account within four business days.

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