Affirm is a financing alternative to credit cards and other credit payment products. Affirm offers a decision within seconds for purchases to be paid in fixed monthly installments over 12, 18, 24, 36 or 48 months. For example, "On a $700 purchase, you may pay $63.18 for 12 months with a 15% APR." Your rate will be 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.